How Much Does SAINT® TMS Cost in 2026?

Written by Neuro Wellness TMS Centers of AmericaMedically reviewed by Daniel Pietras, MDPublished November 3, 2026Last medically reviewed November 3, 2026Last updated November 3, 2026

SAINT® at Neuro Wellness TMS Centers of America starts at $25,000 for a complete five-day course of treatment. That includes the fMRI targeting scan, all 50 sessions, the clinical team, and follow-up. SAINT® may be covered; coverage varies by plan. We verify your benefits for free, whatever carrier you have, and financing is available on a case-by-case basis.

Key takeaways

SAINT® at Neuro Wellness starts at $25,000 for a complete five-day course.
The price includes the fMRI targeting scan, all 50 sessions, the clinical team, and follow-up.
SAINT® may be covered; coverage varies by plan — we verify your benefits for free.
Medicare fee-for-service reimbursement is available; CMS set a hospital outpatient payment of $19,703 effective July 2025.
Lower-cost accelerated protocols do not use the FDA-cleared SAINT targeting system, and the SAINT trial outcomes do not transfer to them.

Quick Answer

SAINT® at Neuro Wellness TMS Centers of America starts at $25,000 for a complete course of treatment. That price covers the fMRI targeting scan, all 50 sessions over five consecutive days, the full clinical team on-site throughout the week, and follow-up. SAINT® may be covered; coverage varies by plan. We verify your benefits for free, whatever carrier you have, and financing is available on a case-by-case basis. You can check your insurance options here or see if you may be a candidate.

Is a $9,900 “fMRI-guided accelerated TMS” program the same as SAINT®?

No. Programs priced around $9,900 copy SAINT's schedule (5 days, 10 sessions a day, about 90,000 pulses). They do not copy the parts that make it SAINT®, so the two prices are for two different treatments.

	SAINT®	Lower-cost accelerated TMS
FDA-cleared targeting	The only FDA-cleared system that uses an fMRI brain scan to personalize where TMS is aimed (FDA 510(k) K220177, September 2022).	Use their own targeting software, which is not FDA-cleared for this purpose.
Off-label	Cleared by the FDA for this use.	Their own providers describe these programs as an off-label use of a TMS device.
Evidence	78.6% remission in the 2022 randomized controlled trial (Cole et al., Am J Psychiatry 2022;179:132–141) — results come only from SAINT.	Providers state their protocol has not been tested in the SAINT clinical trials, so those results do not carry over.
Verification	Only clinics listed on Magnus Medical's provider locator deliver SAINT®. Neuro Wellness TMS Centers of America is the verified provider in Florida.	Not listed on the Magnus Medical provider locator.
Insurance	Has a Medicare payment rate ($19,703 hospital outpatient, set by CMS in July 2025); commercial plans may approve it through prior authorization.	Typically self-pay only.
Real price	Starts at $25,000 for the full five-day course, including the fMRI scan, all 50 sessions, the clinical team, and follow-up — lower than the $30,000–36,000 figure often quoted online. We verify your benefits for free.	Often around $9,900 — but for a different treatment, not a discount on SAINT®.

FDA-cleared targeting
SAINT®: The only FDA-cleared system that uses an fMRI brain scan to personalize where TMS is aimed (FDA 510(k) K220177, September 2022).
Lower-cost accelerated TMS: Use their own targeting software, which is not FDA-cleared for this purpose.
Off-label
SAINT®: Cleared by the FDA for this use.
Lower-cost accelerated TMS: Their own providers describe these programs as an off-label use of a TMS device.
Evidence
SAINT®: 78.6% remission in the 2022 randomized controlled trial (Cole et al., Am J Psychiatry 2022;179:132–141) — results come only from SAINT.
Lower-cost accelerated TMS: Providers state their protocol has not been tested in the SAINT clinical trials, so those results do not carry over.
Verification
SAINT®: Only clinics listed on Magnus Medical's provider locator deliver SAINT®. Neuro Wellness TMS Centers of America is the verified provider in Florida.
Lower-cost accelerated TMS: Not listed on the Magnus Medical provider locator.
Insurance
SAINT®: Has a Medicare payment rate ($19,703 hospital outpatient, set by CMS in July 2025); commercial plans may approve it through prior authorization.
Lower-cost accelerated TMS: Typically self-pay only.
Real price
SAINT®: Starts at $25,000 for the full five-day course, including the fMRI scan, all 50 sessions, the clinical team, and follow-up — lower than the $30,000–36,000 figure often quoted online. We verify your benefits for free.
Lower-cost accelerated TMS: Often around $9,900 — but for a different treatment, not a discount on SAINT®.

Bottom line: comparing $9,900 to SAINT® compares an untested copy of the schedule to the FDA-cleared treatment. It is not a discount on the same thing.

See if I may be a candidate Full side-by-side

Individual results vary. No outcome is guaranteed. Coverage varies by plan.

Comparison Table

Dimension	SAINT®	fMRI-guided accelerated TMS (non-SAINT)	Standard TMS
FDA-cleared personalized targeting system	Yes (K220177)	No — off-label use of a cleared device	No
Uses Magnus SAINT Neuromodulation System	Yes	No — conventional TMS device	No
Clinic verified by Magnus	Yes (Verified SAINT® Provider)	No	No
Pulse pattern (iTBS)	Yes	May use iTBS or other patterns	10 Hz or iTBS
Sessions per day	10	Varies (often 5–10)	1
Days	5 consecutive days	Varies (often 5–10 days)	~30–36 over 6 weeks
Published randomized trial for this exact system	Yes (Cole et al. 2022)	No — ask for the clinic's own data	Yes (multiple pivotal RCTs)
Who chooses the target	fMRI-based SAINT targeting software	fMRI or scalp measurement (varies)	Scalp measurement (5.5 cm rule)
Typical price	Starts at $25,000 (self-pay)	Often ~$9,900 (varies)	Lower; often insurance-covered
Insurance pathway	May be covered; varies by plan; Cat III codes	Typically not covered	Often covered (with criteria)

What You're Paying For

SAINT® is not a single procedure. It is a complete, intensive course of treatment. The price reflects the technology, the imaging, the staffing, and the week-long format. Here is what a full course includes:

A psychiatric consultation and eligibility evaluation to confirm SAINT® is appropriate for your situation
A structural and functional MRI (fMRI) scan to map your brain's depression-related networks
Personalized targeting using Magnus Medical's proprietary SAINT software to find your individual stimulation site — the specific element the FDA cleared under K220177
50 treatment sessions delivered over five consecutive days: 10 sessions per day, each with 10 minutes of stimulation and a 50-minute break
Neuronavigation so the coil is positioned on your exact target every session
Motor threshold testing to set your stimulation intensity
A full clinical team on-site throughout the treatment week, including the psychiatrist and TMS technicians trained on the Magnus system
Monitoring and follow-up during and after your treatment week

Standard TMS does not use an fMRI scan, does not use personalized targeting software, and delivers one session per day over six to nine weeks. The fMRI and the accelerated, intensive format are what make SAINT® distinct — and they are significant cost drivers compared to conventional TMS. Learn more about what SAINT® is and about what treatment-resistant depression means.

Insurance: Commercial Plans, Medicare, and FEHB

Insurance coverage for SAINT® is currently limited and varies by plan. SAINT® is billed under Category III CPT codes (0889T–0892T), which are newer tracking codes that many plans have not yet established coverage policies for. Prior authorization is common. Being in-network with a plan does not mean SAINT® is covered for a given person — coverage varies by plan.

Commercial Insurance

Some commercial plans cover SAINT® on a case-by-case basis with prior authorization. The manufacturer reports growing commercial coverage, but many patients still self-pay because their plan has not yet established a coverage policy for the Category III codes. Neuro Wellness verifies your benefits before treatment and provides a written estimate. The only way to know your situation is verification. Check your insurance options here.

Medicare

Medicare fee-for-service reimbursement is available for SAINT®'s Category III CPT codes. The Centers for Medicare & Medicaid Services (CMS) established a hospital outpatient payment of $19,703 for SAINT® treatment, effective July 1, 2025. However, Medicare coverage still requires medical-necessity criteria to be met, and Medicare Advantage plans may add their own prior-authorization steps. Medicare coverage does not guarantee that your cost-sharing will be zero — deductibles, coinsurance, and copayments may still apply. Coverage varies by plan.

FEHB and BCBS Federal

The Federal Employees Health Benefits (FEHB) program and Blue Cross Blue Shield Federal Employee Program may cover SAINT® in select states. Coverage is not guaranteed and varies by plan and by the specific FEHB carrier. If you are a federal employee, we verify your benefits through your specific plan. Learn more about FEHB and SAINT® or check your insurance options.

Self-Pay and Financing

Self-pay is the most common and fastest option at Neuro Wellness. SAINT® starts at $25,000 for a complete five-day course. Most self-pay patients move from consultation to treatment within a few days, without waiting for insurance authorization.

Financing is available on a case-by-case basis and is discussed during your consultation. Some patients use healthcare financing services to spread the cost over time. See financing options.

HSA and FSA funds: SAINT® is an FDA-cleared medical treatment and is generally an eligible expense for health savings accounts (HSA) and health flexible spending accounts (FSA), including deductibles, coinsurance, and self-pay balances. Eligibility rules come from the IRS and your account administrator, so confirm with them and keep itemized receipts. This is general information, not tax advice.

Cost vs Alternatives: SAINT vs Other Treatments

SAINT® is one of several treatments for treatment-resistant depression. The right choice depends on your clinical situation, your budget, and how quickly you need results. Here is how the costs and timelines compare. Individual results may vary for every treatment listed below.

Treatment	Typical cost range	Insurance pathway	Clinic days	Time to typical response	Source
SAINT® (5-day fMRI-guided)	Starts at $25,000 (self-pay at NWCOA)	May be covered; varies by plan; Cat III codes	5 consecutive days	Days (in trials)	NWCOA; Cole et al. 2022
fMRI-guided accelerated TMS (non-SAINT)	Often ~$9,900 (varies)	Typically not covered	5–10 days	Not established for this protocol	Market reports; not SAINT evidence
Standard TMS	Lower; often insurance-covered	Often covered (with criteria)	~30–36 over 6 weeks	2–4 weeks	O'Reardon et al. 2007
SPRAVATO® (esketamine)	Varies; often covered for TRD	Often covered for TRD (with criteria)	Twice weekly, then taper	Weeks	FDA label; Janssen
IV Ketamine	Varies; typically not covered	Typically not covered	6 sessions over 2–3 weeks	Days to weeks	Off-label; limited published data
ECT	Varies; often covered	Often covered (with criteria)	2–3/week for 2–4 weeks	Weeks	Established; multiple RCTs

The $9,900 vs $30,000+ comparison that appears in some marketing refers to lower-cost accelerated protocols versus the full SAINT price at some clinics. Neuro Wellness's SAINT® price starts at $25,000, below the $30,000+ figure often quoted elsewhere. The lower-priced protocols do not use the FDA-cleared SAINT targeting system, and the SAINT trial outcomes do not transfer to them. A lower price is not inherently a problem, but it usually means you are getting a different protocol, not the same protocol for less. Read more about SAINT® vs accelerated TMS.

The Cost of Waiting: Time Off Work and Travel

Standard TMS involves 30 to 36 sessions over six to nine weeks. That means daily appointments for weeks — time off work, childcare arrangements, and weeks of commuting before you know whether the treatment is working. SAINT® compresses 50 sessions into five consecutive days. You are at the clinic for full days during the treatment week, but you are done in a week.

For many people, the bigger costs of depression are the ones that do not show up on a bill: months of lost productivity, missed work, strained relationships, and ongoing medication trials. A treatment that can work in days changes that math.

For out-of-state patients, SAINT® also means one trip to Coral Springs instead of weekly visits for six weeks. We help with logistics — learn about traveling for SAINT® and about SAINT® locations.

Free Benefits Verification

The best way to get an exact number is a short phone call. We verify your benefits, tell you the price, what's included, whether your insurance might apply, and how soon you could start. There is no charge for the benefits check or the consultation.

Check my insurance benefits · See if I'm a candidate · Learn more about SAINT®

Is it really SAINT®? 5 checks

Before you pay for any 5-day program advertised as SAINT®, confirm these five points.

1
Is the clinic listed on Magnus Medical's provider locator?
If a clinic isn't on the official Magnus Medical locator (magnusmedical.com), it is not a verified SAINT® provider. Magnus Medical locator
2
Do they do a brain MRI to personalize your target?
SAINT® requires a brain MRI to find your individual target. No scan = not SAINT®.
3
Which TMS machine and software do they use?
SAINT® runs only on the Magnus Medical system with its FDA-cleared targeting software.
4
Is the 5-day protocol FDA-cleared, or off-label?
Ask the clinic to state in writing whether their 5-day protocol is FDA-cleared or an off-label schedule.
5
Do they offer it to minors?
SAINT® is FDA-cleared for adults only. Be cautious if a clinic offers an accelerated course to a teen or child.

Watch & Learn

Understanding SAINT® TMS: How It Works & What to Expect

SAINT® is an FDA-cleared treatment for adults with major depressive disorder who have not improved on antidepressants in the current episode. These videos explain how it works and how it differs from conventional TMS.

SAINT® is an FDA-cleared, fMRI-guided form of TMS developed at Stanford. Most patients complete treatment in one week — not the six weeks standard TMS requires.

Follow a real patient through the five-day SAINT® treatment week

Is SAINT® TMS Right for You?

Tried antidepressants without enough relief? SAINT® TMS is an FDA-cleared, fMRI-guided treatment for adults with major depressive disorder who have not improved enough with antidepressant medication.

SAINT® uses a personalized brain target and delivers treatment over five consecutive days. It differs from standard TMS in its targeting approach, treatment schedule, and research background. In a small randomized trial, 11 of 14 people receiving active treatment reached remission at the four-week assessment, compared with 2 of 15 receiving sham treatment. Results vary, and a five-day treatment course does not guarantee remission in five days.

How SAINT® Works and How It Differs From Conventional TMS

SAINT® is an FDA-cleared treatment for adults with major depressive disorder who have not improved on antidepressants in the current episode. This video explains how it works, and how it differs from conventional TMS.

Conventional TMS usually means about 30 visits over 6 to 9 weeks. SAINT is five visits over five days.

What makes it different: SAINT is the only FDA-cleared depression treatment that uses an fMRI scan to personalize the stimulation target to your individual brain. A 45-minute scan maps your brain and identifies the specific circuit linked to depression. Treatment is then delivered as ten 10-minute sessions per day, with 50-minute breaks between them, across five consecutive days.

In clinical trials, 79% of participants reached remission, with an average of 2.6 days to remission. SAINT is generally well tolerated; the most common side effects reported were mild headache and temporary scalp discomfort at the treatment site.

SAINT® at Neuro Wellness TMS Centers of America

Coral Springs, Florida
Free benefits check · Self-pay options available
Call or Text: 954-827-9793

Sources: Cole et al., American Journal of Psychiatry 2020;177:716-726 and 2022;179(2):132-141. magnusmedical.com/depression-therapy. PubMed 34711062. FDA 510(k) K220177.

Insurance coverage for SAINT is currently limited and varies by plan. Individual results may vary. This video is educational and is not medical advice. Talk to a qualified clinician about whether SAINT is appropriate for you. If you are in crisis, call or text 988.

Call or Text 954-827-9793

Frequently Asked Questions

How much does SAINT® TMS cost?

SAINT® at Neuro Wellness TMS Centers of America starts at $25,000 for a complete five-day course, including the fMRI targeting scan, all 50 sessions, the clinical team, and follow-up. Coverage varies by plan; we verify benefits for free, and financing is available case by case.

Is there a cheaper alternative to SAINT®?

Some clinics sell "fMRI-guided accelerated TMS" for about $9,900. These programs copy SAINT's five-day schedule but do not use the FDA-cleared SAINT targeting system, are described by their own providers as off-label, and have not been tested in the SAINT clinical trials. They are a different treatment, not a cheaper version of SAINT®.

Why do some websites say SAINT costs $30,000–36,000?

That range reflects pricing at some clinics. At Neuro Wellness, SAINT® starts at $25,000. Medicare has also set a hospital outpatient payment of $19,703 for SAINT®.

Does insurance cover SAINT TMS?

SAINT® may be covered; coverage varies by plan. SAINT uses Category III CPT codes, and some insurers do not yet cover it, so it is often self-pay. Neuro Wellness verifies your benefits for free, whatever carrier you have. We never guarantee coverage — we confirm what your plan allows before you commit.

Does Medicare cover SAINT?

Medicare fee-for-service reimbursement is available for SAINT®'s Category III CPT codes. CMS established a hospital outpatient payment of $19,703 effective July 1, 2025. However, medical-necessity criteria must be met, and Medicare Advantage plans may add their own prior-authorization steps. Medicare coverage does not guarantee zero cost-sharing.

Why does SAINT cost more than regular TMS?

SAINT® uses the Magnus Neuromodulation System, requires an fMRI scan for personalized targeting, delivers ten sessions per day for five consecutive days, and needs a full clinical team on-site throughout the treatment week. The cost reflects the device, imaging, staffing, and the week-long intensive format. Standard TMS uses a conventional device, no fMRI, and one session per day over six weeks.

Is there financing for SAINT?

Financing is available on a case-by-case basis and is discussed during your consultation. Some patients also use HSA or FSA funds, since SAINT® is an FDA-cleared medical treatment and is generally an eligible expense. Contact the clinic for current financing information.

Are there cheaper SAINT alternatives, and what's the trade-off?

Lower-cost accelerated protocols are commonly marketed at roughly a third of SAINT's price — for example, around $9,900 versus $30,000 or more at some clinics. Neuro Wellness's SAINT® price starts at $25,000, below the $30,000+ figure often quoted elsewhere. Those lower-priced protocols typically use a conventional device, less imaging, a different targeting method, or a different staffing model. They do not use the FDA-cleared SAINT targeting system, and the SAINT trial outcomes do not transfer to them.

Is the consultation free?

Yes. Your first consultation at Neuro Wellness is free. We'll tell you the price, what's included, whether your insurance might apply, and how soon you could start.

Are travel and lodging included in the cost?

No. Out-of-town patients arrange their own lodging. We can help you plan the timing so you only make one trip. Learn more about traveling for SAINT® on our travel page.

What if SAINT doesn't work for me?

Not everyone reaches remission. If SAINT® does not produce enough improvement, other options remain — standard TMS, SPRAVATO® (esketamine), medication adjustments, or psychotherapy. Neuro Wellness offers all of these. Individual results may vary.

Cited Research

SAINT® is delivered only by verified providers on the Magnus Medical system. Programs described as SAINT “alternatives”, “equivalents” or “fMRI-guided accelerated TMS” are not SAINT®, are not affiliated with us, and SAINT® results do not apply to them. Read our SAINT® disclaimer.

Have questions about whether TMS may be appropriate for you?

Speak with our clinical team. A free consultation is the best way to get answers specific to your situation.

Request a Free Consultation Explore TMS Treatment Options Call 954-827-9793

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Financing Options

Payment plan information for SAINT® treatment

Does Insurance Cover SAINT®?

Coverage, prior authorization, and benefits verification

Schedule a Consultation

Book a free consultation with our clinical team