Cost & Insurance Coverage
We make advanced psychiatric care accessible. Learn about covered insurance plans, prior authorization support, and flexible financing options.
In-Network Insurance & Benefit Verification
TMS Therapy and SPRAVATO® esketamine are covered by Medicare, Tricare, Veterans Affairs (VA), and most commercial insurers including BCBS, Aetna, Cigna, and United Healthcare. Coverage for accelerated TMS protocols like SAINT varies by plan and is reviewed case by case.
Verifying benefits and obtaining authorization are different processes. Our financial coordinators handle both — we submit the prior authorization request and manage appeals on your behalf, and we confirm your exact out-of-pocket cost before treatment begins.
Medicaid and Medicare Advantage plans generally do not cover SAINT at this time. Some plans, including Blue Cross Blue Shield, AmeriHealth, and Independence Blue Cross, have options within their policies for accelerated TMS protocols.
Accepted Insurance Providers
Explore Related Resources
SAINT® Accelerated TMS
FDA-cleared, 5-day accelerated TMS protocol
Standard TMS Therapy
Non-invasive magnetic stimulation for depression
SPRAVATO® (Esketamine)
FDA-approved nasal spray for TRD
Prism for PTSD & Depression
EEG neurofeedback for PTSD symptoms
Proliv®Rx At-Home TMS
At-home neuromodulation device
Ampa One System
Single-day accelerated TMS protocol
IV Ketamine Infusions
Rapid-acting IV ketamine therapy
Ketamine-Assisted Psychotherapy
KAP combines ketamine with therapy
PrTMS Therapy
Personalized repetitive TMS
Psychotherapy & Counseling
CBT, DBT, EMDR, and more
Medication Management
Psychiatric medication oversight
Ampa One Day Accelerated Protocol
Single-day accelerated protocol
TMS for Depression
FDA-cleared TMS for treatment-resistant depression
TMS for Anxiety
Non-drug neuromodulation for anxiety
TMS for PTSD
Targeted stimulation for trauma circuits
TMS for OCD
SmartFocus® 3D targeting for OCD
Traveling for Treatment
What the week looks like, hotels, what to bring
Verify a SAINT Provider
How to confirm a center truly offers SAINT
SAINT vs. Standard TMS
Key differences in targeting, schedule, and duration
I've Already Tried TMS
Prior TMS doesn't disqualify you
How Insurance Works
Benefits verification, authorization, appeals
Am I a Candidate?
Screening factors — not disqualifiers
Compare Treatments
Side-by-side matrix of all treatments
For Families & Caregivers
Supporting someone through treatment
Cost & Insurance
Financing options and insurance information
Financing Options
Payment plans and financing
Let's find your path forward — together
Reaching out is the hardest part, and you've already started. Tell us a little about yourself and our compassionate care team will reach out within one business day to answer your questions, verify your insurance, and help you take the next step — at no cost and no obligation.
Two pathways to care: self-pay offers the fastest access (most patients start within days, with appointments available seven days a week), or we accept Blue Cross Blue Shield in select states and the BCBS Federal Employee Program in select states. We'll help you find the right path for your situation.
- Warm, judgment-free consultation — no pressure, just answers
- Flexible scheduling: Zoom or in-person, including weekends
- Same-day or next-day appointments often available