Does Medicare Cover TMS Therapy for Depression?
Yes — Medicare Part B can cover TMS for major depression when criteria are met. We're an in-network Medicare provider and verify your benefits free.
Medically reviewed by Daniel Pietras, MD. Last updated November 4, 2026.
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The short answer
Yes, Medicare Part B can cover TMS therapy for major depression when medical-necessity criteria are met, typically a diagnosis of major depressive disorder and prior antidepressant treatment that didn't give enough relief. Neuro Wellness TMS Centers of America is an in-network Medicare provider in Coral Springs, FL, and we check your coverage free.
Who usually qualifies under Medicare
In plain terms, Medicare coverage for TMS typically requires:
- A diagnosis of major depressive disorder.
- Prior antidepressant trials and/or therapy that did not give enough relief.
- An evaluation by our physician confirming TMS is appropriate.
Exact criteria depend on your plan; we confirm them for you during your free benefits check.
Original Medicare vs. Medicare Advantage
Under Original Medicare, TMS for depression is generally covered under Part B when medical-necessity criteria are met. Medicare Advantage plans cover the same services but may require prior authorization and may want you to see in-network providers.
We handle the prior-authorization paperwork for you. When you schedule a consultation, we contact your plan, confirm what is covered, and explain any steps your plan requires before you begin.
Curious whether you'd qualify?
If you've tried medication and you're still not yourself, you may be a candidate for SAINT®. Our team will give you a straight answer.
What you may pay
Under Part B, after you meet your deductible, you typically pay a 20% coinsurance for covered outpatient services. A Medicare supplement (Medigap) plan may cover some or all of that coinsurance. Exact costs depend on your plan and any secondary coverage.
We keep all of this conditional — no dollar promises — and we explain your specific costs after we verify your benefits.
Standard TMS vs. SAINT® under Medicare
Standard TMS — a course of daily sessions over several weeks — is the protocol Medicare most routinely covers for major depression. SAINT® is an accelerated, fMRI-guided 5-day protocol for adults 22 and older; coverage for accelerated protocols is reviewed case by case.
At your consultation we review both options, what your plan is likely to cover for each, and what makes the most sense for your situation.
How our free benefits check works
You give us your card
Bring your Medicare card (and any secondary or Advantage card) to your consultation, or share the details by phone.
We contact your plan
Our team verifies your TMS benefits, any prior-authorization requirements, and your estimated out-of-pocket cost.
You get a clear answer
Before you start treatment, you receive a plain-English summary of what is covered and what you may owe — no surprises.
Frequently Asked Questions
Does Medicare cover TMS?
Does Medicare Advantage cover TMS?
Do I need a referral?
How many sessions are covered?
Does Medicare cover SPRAVATO®?
Ready to talk to someone?
The hardest part is usually the first phone call. Everything after that is a series of small, defined steps.
Let's check your Medicare benefits — free
Call our Coral Springs team at 954-903-1323 or book a free consultation. We verify your Medicare coverage at no cost before you begin. Eligibility is decided at the consultation; individual results vary.